We provide a full service of financial solutions as Private Lenders.
Our private lending provides competitive rates on finance for Residential, Industrial and Commercial property loans.
We also specialise in low documentation options to help those who require finance but may have difficulty accessing it from mainstream sources.
Welcome to Omnifin 360 Private Lending.
Omnifin 360 Pty Ltd (ACN: 660 280 026) "Omnifin 360" is a boutique Private Lender, recognised as a market leader through its successes in deal structuring and the sourcing of debt and equity solutions.
We are Private Lenders (not brokers or introducers) however as part of our offerings we also have over 60 active debt and equity providers (through an aggregation platform). This includes both major and minor banks, and mortgage trusts providing us with the ability to create appropriate levels of competitive appetite for them to invest in your project.
We only provide loans to business borrowers with a genuine business purpose. To qualify, you will need to secure the loan with a property with available equity.
It should take you about 10 minutes to complete the application if you have all the information to hand.
Once you’ve submitted the application we’ll get back to you within 24 business hours to let you know that we’re able to provide you with a loan. We’ll send you an Indicative Letter of Offer which will outline how much we can lend to you and at which interest rate.
Please note that we will not conduct a credit check until after you have accepted the Indicative Letter of Offer.
Omnifin 360 provides a full-service financial package which are tailored to our clients’ needs based on a detailed evaluation of their financial position and risk appetite. Below is an overview of each of our product offerings.
We provide the best construction loan rates up to $25,000,000.00. Rates starting from 7.95% per annum up to 80% Loan to Value Ratio.
Construction and Development Finance
(Loan term up to 5 years)
We provide loans on development sites from $100,000.00 to $25,000,000.00. Rates starting from 7.95% per annum up to 80% Loan to Value Ratio.
Second Mortgages and Mezzanine Debt (Loan term up to 5 years).
We provide mezzanine and second mortgages debt from $100,000,00 to $5,000,000.00 per project. Rates starting from 13.95% per annum up to 80% Loan to Value Ratio.
Preferred Equity and Joint Venture
(Loan term on application)
We provide preferred equity and joint venture funding from $500,000.00 to $5,000,000.00. Rates starting from 13.95% per annum up to 80% Loan to Value Ratio.
Stretch Senior Debt
(Loan term up to 5 years)
First mortgage construction finance at stretched ratios. Rates and term on application.
Bridging Loans
(Loan term 30 days to 12 months)
A perfect solution if you need money fast to sustain cash flow.
Investment Opportunities
(Terms on application).
Delivering construction finance opportunities to sophisticated investors.
We understand that to successfully serve our clients, we need access to loans across a variety of segments. Our panel includes over 60 lenders and is constantly being updated to ensure we have access to a comprehensive range of loan types across a broad range of categories.
Our panel includes all the major lenders, as well as most second and third tier lenders and mutuals.
This platform plays a very important role in our offerings to you. We can arrange your finance on your behalf if it does not fit our criteria.
Furthermore, in many instances we will be relying on an "exit” strategy in repayment of our loan. We are then able to arrange this on your behalf which means our approval process of your loan becomes a simple task as all the relevant risks are mitigated in repayment of your debt with us.
